SBI will charge fee ranging 50 to 100 plus service tax in case on non-compliance with MAB requirements..

State Bank of India or has introduced minimum balance requirement in
savings accounts from April 1. The minimum balance requirement for SBI
customers varies depending on geographies such as metro, urban, semi-urban
and rural. If the minimum balance drops below a particular threshold, SBI
will charge a fee from the account holder. SBI says the minimum balance in
your savings bank account is the monthly average balance – the average of
daily balances in the account during the month. SBI requires its savings
bank account customers in metros to maintain a monthly average balance of
Rs. 5,000.

SBI Savings Account Minimum Balance Requirement 

SBI will charge a fee ranging from Rs. 50 to Rs. 100 plus service tax in
case of non-compliance with minimum balance requirements. 
State Bank of India or has introduced minimum balance requirement in
savings accounts from April 1. The minimum balance requirement for SBI
customers varies depending on geographies such as metro, urban, semi-urban
and rural. If the minimum balance drops below a particular threshold, SBI
will charge a fee from the account holder. SBI says the minimum balance in
your savings bank account is the monthly average balance – the average of
daily balances in the account during the month. SBI requires its savings
bank account customers in metros to maintain a monthly average balance of
Rs. 5,000. 
Holders of SBI’s savings bank account in urban areas need to maintain a
monthly average balance (MAB) of Rs. 3,000, Rs. 2,000 in case of those in
semi-urban areas and Rs. 1,000 in rural areas. This was said on Thursday by
SBI – which recently merged its operations with six other banks – on
Twitter.
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Hitting 31 crore depositors, SBI will charge a fee ranging from Rs. 50 to
Rs. 100 plus service tax in case of non-compliance with minimum balance
requirements.

For metropolitan areas: 

Shortfall
SBI charges
Over 75%
Rs. 100 plus service tax
50-75%
Rs. 75 plus service tax
Under 50%
Rs. 50 plus service tax
For rural areas, the penalty for non-maintenance of minimum balance ranges
from Rs. 20 to Rs. 50 plus service tax. 
Meanwhile, SBI offers other types of accounts where it customers are

not required to maintain a minimum balance

. Small savings bank account and basic savings account are two such
products offered SBI.
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State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of
Mysore, State Bank of Patiala and State Bank of Travancore, besides
Bharatiya Mahila Bank (BMB), became part of SBI with effect from April 1.
After the merger, SBI has entered the league of top 50 global banks with a
balance sheet size of Rs. 41 lakh crore, 2.77 lakh employees, 50 crore
customers, over 22,500 branches and 58,000 ATMs. 
Small savings bank account :  SBI’s
small savings bank account has a maximum balance limit of
Rs. 50,000 
Basic savings bank account : SBI’s
basic savings account has no minimum balance or maximum balance limits. 

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